Hoping this Annual Election Period (AEP) finds you safe and practicing social distancing guidelines. Because of COVID 19 this year will be just a little different than prior years. Can you say ZOOM 😊
It is the time of year when:
Please note with Medicare Advantage (Part C) there are no restrictions regarding pre-existing conditions, so you do not have to worry about your treatment or care if you choose to change to a different plan.
Medicare is Medical Insurance for people age 65 and above and certain people who have been receiving Social Security Disability Insurance for longer than 2 year.
If you are happy with your current plan unless you’ve received specific notification from your Insurance Company there is nothing for you to do, your coverage will automatically renew. However, if you have not already, I encourage you to review your Annual Notice of Changes (ANOC). Every year plans make many changes and it is important that you are aware of these changes, no one likes to be surprised. There are also changes to Doctor networks, and Drug formularies, so it is important that you take a few minutes to review these changes.
In 2021 there are some exciting changes you want to be aware of:
As you know, every year I am required to go thru considerable training and recertification to explain these plan changes, and since I’ve been helping people since 1993, so I have the expertise to answer your questions.
If you have friends, relatives or neighbors that have questions regarding their Medicare Benefits please share my name with them and ask them to give me a call. I will be happy to help.
Since I am a broker, I am not tied to any one company so I can offer you advice based on your particular needs and concerns.
Here is brief synopsis of some of the plan options available in 2021
Has done some great plan changes 2021 –
has remained a strong provider of coverage. Always one of my favorite providers.
You can’t go wrong with Premera a welcome name in the Pacific Northwest. Offering several plan choices and one of the largest provider networks making them a strong provider
Many are in love with the simplicity of vertical integration. Offering 4 plans with prescription drug coverage and one without.
Most Medicare plans are very similar, only the additional benefits vary. Amerigroup offers many additional benefits that make them different than the others. Here are a few:
a couple of exciting plan option with a very generous benefits. They also offer a $0 premium PPO for people that don’t like to get referrals
Medicare Supplements are not Medicare Advantage Plans. You can enroll into a Supplement or Advantage Plan. Many people enroll into a Supplement because:
Plan F – all medical/doctor cost are paid, you pay nothing (only available to those eligible for Medicare prior to 2020)
Plan G – all medical/doctor cost are paid except the Medicare Part B deductible of $198
High Deductible Plan F – all medical/doctor cost are paid after you pay $2,340 deductible.
Prescription cost can vary widely. Why not send me your list of drugs to determine if you are with the best plan? Click Here to send list
Asuris Medicare Script Basic
Asuris Medicare Script Enhanced
WellCare Value Script
WellCare Wellness Rx
WellCare Medicare Rx Value Plus
WellCare Medicare Rx Saver
WellCare Medicare Rx Select