It is the time of year when:
Please note with Medicare Advantage (Part C) there are no restrictions regarding pre-existing conditions.
Medicare is Medical Insurance for people age 65 and above and certain people who have been receiving Social Security Disability Insurance for longer than 2 year.
If you are happy with your current plan unless you’ve received specific notification from your Insurance Company there is nothing for you to do, your coverage will automatically renew.
However, if you have not already, I encourage you to review your Annual Notice of Changes (ANOC). Every year plans make many changes and it is important that you are aware of these changes, no one likes to be surprised.
Did you know that in 2020 there will be plans that cover Massage, Acupuncture, Naturopaths and Chiropractic? Or plans with $0 PCP copays, transportation benefits, offer Over-the-Counter Items, and Silver Sneakers.
There are also changes to Doctor networks, and Drug formularies, so it is important that you take a few minutes to review these changes.
Every year I am required to go thru considerable training and recertification to explain these plan changes, and I’ve been helping people since 1993, so I have the expertise to answer your questions.
If you have friends, relatives or neighbors that have questions regarding their Medicare Benefits please share my name with them and ask them to give me a call. I will be happy to help.
Since I am a broker, I am not tied to any one company so I can offer you advice based on your particular needs and concerns.
Here is brief synopsis of some of the plan options available in 2020
Has done some great plan changes 2020 –
For more information or to enroll – Click Here
Has made some nice changes for 2020. They offer 4 plans options 2 HMO and 2 PPO. Plans include coverage for Naturopathic and Chiropractic. They offer generous dental not restricted to 2 cleanings. For snowbirds they offer a very attractive travel benefit.
For plan information
has remained a strong provider of coverage. Always one of my favorite providers.
For plan information
Humana 2020 Gold HMO $0 (King).pdf
Humana 2020 Gold HMO $0 (Snohomish).pdf
You can’t go wrong with Premera a welcome name in the Pacific Northwest. Offering 7 plan choices and one of the largest provider networks they are a strong provider
For more information or to enroll – Click Here
Many are in love with the simplicity of vertical integration. Offering 4 plans with prescription drug coverage and one without.
For more information or to enroll – Click Here
Most Medicare plans are very similar, only the additional benefits vary. Amerigroup offers many additional benefits that make them different than the others. Here are a few:
For more information or to enroll – Click Here
Has entered Washington state with a couple of exciting plan option with a very generous benefits. They also offer a $0 premium PPO for people that don’t like to get referrals
For more information or to enroll – Click Here
There are plans designed for you. You will not pay more for services than you currently pay, you just get a bunch of additional services and it is so much easier to find a doctor with one of these plans versus straight Medicaid.
offer excellent plans with many additional benefits like
Click here for more information or to enroll
Medicare Supplement’s are not Medicare Advantage Plans.
Plan F – all medical/doctor cost are paid, you pay nothing.
Plan G – all medical/doctor cost are paid except the Medicare Part B deductible of $183
High Deductible Plan F – all medical/doctor cost are paid after you pay $2,240 deductible.
Rates vary by company, would you like a quote?
Medicare prescription cost can vary widely. Why not send me your list of drugs to determine if you are with the best plan? Click Here to send list
