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Guaranteed Life Insurance

Have you been turned down for Life Insurance or charged higher rates?

Up to $500,000 benefit
No exam, or medical underwriting
Coverage effective immediately – no 2-year waiting period
Ages 18 – 80
Term and Universal Life Options
Plans include Living Benefits

If you can answer “Yes” to

    1. Is the member actively at work on a full-time basis (20 hours per week) and able to perform the regular duties of his or her occupation?

you can enroll up to $100,000 Policy Guaranteed

Plus - If you can answer “No” to

    2. In the 6 months prior to the application date, has any proposed insured been hospitalized (inpatient or outpatient) or missed more than 5 consecutive days of work due to accident or illness, except for normal pregnancy?
    3. Has insured had an actual diagnosis of or treatment by a member of the medical profession for Acquired Immune Deficiency Syndrome (AIDS), AIDS Related Complex (ARC), or sexually transmitted disease?

you can enroll up to $150,000 Policy Guaranteed

Plus - If you can answer “No” to

    4. In the 6 months prior to the application date, has any proposed insured been hospitalized (inpatient or outpatient) or missed more than five consecutive days of work due to any of the conditions listed heart, brain, lung, circulatory, respiratory, blood, vascular, kidney, liver, digestive, neurological, rheumatoid, or other major organ disorders, blood transfusion, diabetes, drug addiction, alcoholism, cancer or malignancy in any form (except non-melanoma skin cancer)?
    5. Do you or any proposed insured have high blood pressure that is controlled by more than two medications?
    6. In the 5/10 years prior to the application date, has any proposed insured been treated for, been diagnosed as having, or had any indication, sign or symptom of having any heart , brain, lung, circulatory, respiratory, blood, vascular, kidney, liver, digestive, neurological, rheumatoid, or other major organ disorders, blood transfusion, diabetes, drug addition, alcoholism, cancer, or malignancy in any form (excluding basal cell skin cancer)?

you can enroll up to $500,000 Policy Guaranteed

“Life Insurance is for the people you love and the people that love you”.