This is a great new product!
I have been helping people with Long Term Care Insurance for over 20 years, and I get the same responses.
It cost too much
Not going to a Nursing Home
Today with COVID-19 you are not considering a Nursing Home. Staying at home is the first choice of every person. It comes right after not needing care. But accidents happen. A fall, or an illness can force you to need care. The statistics say you will recover faster and better if you stay at home. But the cost of care is still expensive.
With the True Freedom Home Healthcare plans you get to purchase your care in advance at discounted rates. For as little as $95/month Bronze Plan you can receive up to 1,500 hours of care.
Unlike traditional Long-Term Care insurance this plan does not have any Medical Underwriting requirement.
Prospective members must be able to live independently at the time of enrollment and cannot be currently in the need of or receiving any assistance, from family members or others, with activities such as bathing, dressing, and transferring.
Please watch this short video which explains this program: